Do you run an Indian company and want to take credit card payments from UK customers? If so, here are five payment gateways to look at.
UK payment gateway providers generally don’t support Indian companies. Instead, you’ll need to look at providers that specifically target the Indian market. The following five providers all do that.
PayU is part of the very large Naspers group of companies. PayU India supports payments using Visa, Mastercard, Diners and Amex credit cards as well as debit cards including Maestro.
Their prices range from 0.75% to 1% for debit cards and 2.5% to 3.9% for credit cards.
CCAvenue is southeast Asia’s largest payment gateway solution. They support 6 credit card networks and 73+ debit card types. They offer a good range of integrations with plugins for dozens of different ecommerce platforms, an iFrame integration option, and a responsive checkout page.
CCAvenue charge 2.25% to 3.5% for credit card transactions and 1.25% for debit card payments.
DirecPay is among the largest payment gateway solutions service providers in India. With a DirecPay payment gateway you can accept the four main credit card networks: Visa, MasterCard, Diners Club and American Express. It’s unclear whether they support payments via Maestro.
DirecPay don’t publish their fees online so you’ll need to contact them directly for pricing.
Zaakpay is a relative newcomer to the payments space in India and are backed by Sequoia Capital India. Zaakpay support the major card payment networks: Visa, MasterCard, Maestro, American Express, Discover and Diners Club. For now they only offer a hosted payment page so your customers would need to leave your website in order to pay.
Zaakpay don’t publish their prices.
EBS is part of Ingenico, a leading global player in payment terminals, and has a presence in 9 cities throughout India. They support a broad range of credit and debit cards and offer international payments and multi-currency services through a partnership with Ogone, one of Europe’s biggest payment providers.
EBS’s prices range from 2.5% to 4% for Visa and MasterCard payments, from 3.75% to 5% for AMEX/JCB/Diners, and from 1.25% to 3% for debit card payments.
For Indian businesses wanting to receive payments from UK customers, there are lots of options to choose from. The five payment gateways above are a good place to start looking.
The payment gateways publish rates of between 0.75% and 3% for debit card transactions and between 2.25% and 4% for Visa and Mastercard credit card transactions. The higher the volume of payments you are processing, the better the rates you’ll be able to get.
Do you run an Indian company taking payments from the UK? Please share your experiences in the comments below.