Apple Pay UK: Will Your Credit Card Work With It?

Apple Pay showing Visa debit card

Apple Pay is arriving in the UK starting in July. It will be accepted in over 250,000 locations. But will your credit card work with it?

According to Apple’s announcement, from launch Apple Pay will work with Visa, MasterCard and American Express credit and debit cards issued by the following banks. If your card is from one of these, you’re in luck!

  • first direct
  • HSBC
  • NatWest
  • Nationwide Building Society
  • Royal Bank of Scotland
  • Santander
  • Ulster Bank

If your credit card issuer isn’t one of those, don’t worry just yet – cards from most other UK issuers are due to be compatible by the autumn:

  • Bank of Scotland
  • Coutts
  • Halifax
  • Lloyds Bank
  • MBNA
  • M&S Bank
  • TSB Bank

For now, that’s it, though. If you’ve got a credit card issued by Barclays or Metro Bank, then I’m afraid there’s no word on when it might be usable with Apple Pay.

Photo courtesy of Apple.

Matt Collins

Matt's the founder of PaymentBrain. He enjoys helping business owners navigate the confusing world of payment processing.

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